Baccarat is one of the most beloved classics in casino card gaming. EZ Baccarat strips it down to its purest form — no complicated rules, no intimidating table etiquette. Just pick your side, place your bet, and watch the cards decide.
On this page, you'll find everything you need to know about EZ Baccarat rules and gameplay — how it works, what makes it different from traditional baccarat, and how to start playing with crypto at Tower.bet.
EZ Baccarat is a live dealer card game developed by Ezugi. It's a streamlined version of traditional baccarat, but with one key twist: no commission on Banker wins. That's the "EZ" part. It makes the game faster, simpler, and more player-friendly than classic baccarat.
The game runs in real time with a live dealer, real cards, and an HD stream straight to your screen. Popular among both beginners and experienced gamblers, EZ Baccarat online is easy to pick up but genuinely engaging to play.
| Game Name | EZ Baccarat |
|---|---|
| Developer | Ezugi |
| Category | Live Casino — Card Game |
| Type | Baccarat (Live Dealer) |
| Decks | 8 standard 52-card decks |
| Min Bet | $1 |
| Max Bet | $2,000 |
| Tie Payout | 9:1 |
| RTP (Banker) | 98.98% |
| RTP (Player) | 98.76% |
| Side Bets | Dragon 7, Panda 8 |
| Demo Mode | No, EZ Baccarat demo mode is not available for live casino games |
EZ Baccarat has some of the best RTPs in live casino gaming. Banker sits at 98.98%, Player at 98.76%, and Tie at 95.16%. The EZ Baccarat house edge is razor thin — especially on Banker and Player bets.
Volatility is low, which means steady, consistent gameplay. The max win comes from the Dragon 7 side bet at 40:1 — on a $200 max bet, that's $8,000.
Never played baccarat before? The concept is simple — you're betting on which hand gets closest to 9, the Player or the Banker. You don't play the cards yourself. The dealer does everything. Your only job is to predict the outcome.
Card values work differently here than in blackjack. Aces are worth 1, face cards and tens are worth 0, and all other cards hold their face value. If a hand totals more than 9, just drop the first digit — so 15 becomes 5, and 17 becomes 7.
How to play EZ Baccarat at Tower.bet:
One thing unique to EZ Baccarat vs regular baccarat: the Banker wins with three cards totaling 7 — that's a push, not a loss. No commission is taken on any other Banker win. That's what makes it "EZ."
What makes this game stand out from a standard baccarat table?
No Commission
In traditional baccarat, Banker wins are taxed at 5%. Here, there's no commission — except for the Dragon 7 push rule. That alone makes a real difference over time, especially for players who prefer the Banker side.
Dragon 7
The Banker wins with exactly three cards totaling 7. That's a push on the main bet, but if you placed the Dragon 7 side bet — it pays 40:1.
Panda 8
The Player wins with three cards totaling 8. Rare, but when it lands, the Panda 8 side bet pays 25:1. Both side bets are capped at $200 and run independently from your main bet.
HD Live Stream
Video quality auto-adjusts to your connection, so the stream stays smooth regardless of your network.
Built-in Chat & Game History
Talk to the dealer or other players, and track recent results directly on the scoreboard. Everything you'd expect from a professional live casino table — without the noise.
Not sure where to put your chips? Let's break it down. EZ Baccarat has three main bets — Player, Banker, and Tie. It also has two side bets for when you're feeling lucky.
Here's the full picture:
| Bet | Min | Max | Payout |
|---|---|---|---|
| Player | $1 | $2,000 | 1:1 |
| Banker | $1 | $2,000 | 1:1 |
| Banker wins with 3 cards totaling 7 | $1 | $2,000 | Push |
| Tie | $1 | $500 | 9:1 |
| Dragon 7 (side bet) | $1 | $200 | 40:1 |
| Panda 8 (side bet) | $1 | $200 | 25:1 |
In a Tie, bets on Player and Banker are returned. Side bets are settled independently from the main bet.
The first thing you notice when you play EZ Baccarat is the table. Dark red felt, gold details, lanterns in the background. A professional dealer is waiting. Rounds move at a comfortable pace, the HD stream is smooth, and video quality adjusts automatically to your connection. Sound design is understated — cards sliding, chips placing, soft background audio. It just feels like a real baccarat table, and that's what it's all about.
It works well on mobile too. The interface scales cleanly, betting controls are easy to tap, and nothing important gets cut off.
Baccarat has centuries of history behind it — and EZ Baccarat is what it looks like when you take everything that made it great and cut out everything that didn't. No commission. Near-99% RTP. A live table that actually feels alive. Two side bets that can turn a quiet round into a 40:1 payout.
If you've never tried baccarat, this is the best place to start. If you have — you'll appreciate just how much smoother this version plays. Either way, Tower.bet has the table ready. All you need is a Bitcoin deposit and a decision: Player or Banker?
EZ Baccarat at Tower.bet doesn't offer a demo mode — it's a real-money live dealer game. However, you can start with the minimum bet of just $1, which makes it easy to explore the game without risking much. It's about as close to "free" as a live casino game gets.
There's no guaranteed strategy, but the Banker bet gives you the best odds — 98.98% RTP and the lowest house edge. Stick to Banker or Player bets and avoid the Tie, which drops to 95.16% RTP. Side bets are fun but carry more risk.
Tower.bet is one of the best sites for playing EZ Baccarat online with crypto. It supports Bitcoin and other cryptocurrencies, offers instant deposits, and gives you direct access to Ezugi's live tables. The low minimum bet of $1 also makes it accessible for any bankroll size.
The biggest single-round payout comes from the Dragon 7 side bet — 40:1 on a max bet of $200, giving you $8,000. OInthe main game, the Tie bet pays 9:1 on up to $500, so a max Tie win is $4,500. Player and Banker bets pay 1:1 on up to $2,000 each.